Ontario Mortgage Capital is best described as your non-traditional mortgage lender.
With our “Equity Based Approach”, our primary focus is on the property and loan-to-value ratio. With no minimum beacon scores and credit requirements, we provide flexible mortgage financing that suits the borrower’s unique situation. Our mission is to keep our pricing on mortgages below the market average to keep the borrowers best interest a priority.
Overview
Our focus is to provide private first and second mortgages in Ontario and extended areas. We understand the commitment and service the broker community has with their clients. Our underwriting process focuses on the borrower’s current situation and provides a common sense approach to ensure the borrower is provided with a competitive financing solution.
Lending
As Equity Lenders, we understand the frustrations brokers encounter when dealing with traditional lenders and institutions. Borrowers use our services not only for the competitive rates but also for the ease of accessibility of monetary funds. We generate approvals quickly with 24 hour turnaround times.
Service
At Ontario Mortgage Capital, our commitment is to provide borrowers with competitive rates and services and also listen to our clients and partners. We work with all parties to provide a solution in private first and second mortgages.